1. The Promotion is valid from 1 January to 31 December 2018 (“Promotion Period”).
2. This Promotion is open to all new and existing Public Bank Principal and Supplementary
Credit/ Debit Cardmembers including PB Lifestyle Cardmembers residing in Malaysia, and
employees of any company in the Public Bank Group, PB advertising agencies and their
immediate families (“PB Cardmembers”).
3. PB Cardmembers will enjoy the following offer/privilege:-
First-Time Purchase Customer
 Get 10% OFF with no minimum spend
 Only valid for first-time purchase on Hermo’s website or mobile web or app.
 Please key in the promotion code in order to enjoy the offer.
 Promotion code is valid for one (1) time use only.
 Maximum discount is RM15.
4. This promotion is only valid at Hermo’s website, mobile web and app.
5. Please key in one (1) promotion code per transaction.
6. This promotion is not valid for OMO deals and / or in conjunction with other promotions
where voucher exclusions apply.
7. Cardmember must be a hermo.my account holder, and is also subject to terms and conditions
found at www.hermo.my
8. For more information, please email admin@hermo.com.my or call 07-5953568, Monday to
Friday 9am to 6pm, exclude Public Holiday.
9. Hermo Malaysia reserves the right to change the terms and conditions at any time without
notice.
10. All payment must be made through PB Credit / Debit Card during the stipulated Promotion
Period at Hermo’s website, mobile web and app.

General Terms and Conditions
1. By participating in this Promotion, the PB Cardmembers shall be deemed to have read,
understood and agrees to be bound by the Terms and Conditions stated herein. The Bank’s
decisions on all matters relating to the Promotion shall be final, binding and conclusive. No
correspondence, disputes and appeals will be entertained. The Bank further reserves the
exclusive right to change, amend, delete or add on to these Terms and Conditions from
time to time with at least twenty one (21) days prior notice which notice will be placed at
www.pbebank.com website.
2. The Bank makes no representation or warranties and accepts no liability or responsibility
relating to the offers or the quality and suitability for use of any item(s) purchased during
the Promotion Period.
3. The Bank’s prevailing Terms and Conditions governing the use of the PB Credit/ Debit
Card and PB Lifestyle Card shall continue to apply in addition to the Terms and Conditions
herein.
4. Should you have any questions or queries on the Promotion, please contact PB Card
Services & Support at 03-2176 8000.